Tuesday, July 22, 2008

$1.2 million loan funds available for Dallas housing repair

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DALLAS — The City of Dallas Housing Department is accepting loan applications this week for their Home Repair Program. The funds are earmarked for major roofing, electrical, plumbing, gas, heating and air conditioning repairs and lead based paint removal.

Available through the U.S. Department of Housing and Urban Development (HUD) Community Development Block Grants, the loans are deferred and require no repayment if the applicant continues to reside in the home for five years. Homeowners whose annual household incomes are at or below 80 percent of the Area Median Family Income, $37,240 to $57,456 depending on household size, may qualify for two major repairs.

“We are anxious to serve the residents of Dallas,” said Housing Department Manager Cynthia Rogers-Ellickson. “The program is open to all Dallas residents regardless of where they live in the City. The income guidelines have been increased so more people can qualify.”

To be eligible, residents must show proof of ownership for at least two years (six months for special designated areas); citizenship or permanent legal residency; household size; income; paid property taxes; insurance; no more than one property lien and no prior assistance (with some exceptions for emergencies).

To request a loan package call (214) 670-5397.

Source: City of Dallas

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